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如果你从A省到B省工作,甚至从A市调到B市工作,养老保险都很难续接。这包括几种情况:第一,从事业单位到企业。如果能拿出调令和本市户口,原有的工作年限就能“视同养老保险缴费年限”。但现在的企业大都实行聘任制,想得到这两个条件“难于上青天”。第二,从企业到企业。你可以选择放弃或转移原来缴纳的养老保险——但只能退给你属于个人账户的8%,单位缴纳的20%没法退。第三,从企业到事业单位。因为大部分事业单位还没有开始养老保险的改革,所以你只能把它放在原处。第四,对于那些像潮水一样的农民工,他们无法转走自己的养老保险,所以在春节之前返回家乡时,退保的队伍会排成长龙。
If you work from Province A to Province B, or even from City B to City B, pension insurance will be difficult to renew. This includes several situations: First, from the business unit to the enterprise. If you can come up with the transfer order and the city account, the original length of service will be able to “as pension payment years ”. However, most enterprises now employ appointment system, want to get these two conditions “difficult to go sky”. Second, from business to business. You can choose to give up or transfer your old-age pension - but only give you 8% of your personal account, and the 20% paid by the unit can not be refunded. Third, from enterprises to public institutions. Because most institutions have not started the reform of pension insurance, you can only put it in place. Fourthly, for migrant workers like the tide, they can not transfer their old-age insurance, so the surrendered teams will be lined up when they return home before the Spring Festival.