在新形势下,商业银行需要整合推进结算融资、跨境投资、资金交易等多维度产品,提升跨境金融服务能力。伴随全球产业分工的日益细化和经济活动一体化程度的不断提高,企业经营模式正在发生深刻变化:由过去单一面向国内或国际市场,向内外贸兼营,境内外采购、生产、销售一体化的模式转变,形成了以核心企业为中心的完整跨境经营链条。为此,现代企业需要银行提供贯穿采购、生产、贸易全流程,横 Under the new situation, commercial banks need to integrate and promote multi-dimensional products such as settlement financing, cross-border investment and capital transactions to enhance cross-border financial service capabilities. With the continuous refinement of global division of labor and continuous improvement in the integration of economic activities, profound changes have taken place in the business model of the enterprise: from the past to the domestic or international markets alone, the inward and outward trade, the integration of domestic and overseas procurement, production and sales The transformation of the pattern has formed a complete chain of cross-border operations with the core enterprises as the center. To this end, modern enterprises need banks to provide throughout the procurement, production, trade the whole process, horizontal