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对吉赣地区两县、两乡、八村的乡村债务水平、债权结构考察表明 ,大部分乡村的债 务都已经大大超出其偿还能力。乡级和村级债务的债权结构存在差异 ,乡镇政府借贷的 渠道更为多元化。由于国家支农力度的持续减弱 ,以及金融体制改革的推进 ,乡村债务的 债权人主体逐渐由银行向私人转变 ,拥有雄厚资本的个人的谈判地位将逐步升高 ,对社区 事务的控制权日益扩大 ,甚至导致寡头政治。这是我们必须警惕的
An investigation of the rural debt level and claims structure in two counties, two townships and eight villages in the Ji-Gan area shows that the debt in most rural areas has exceeded their solvency greatly. There are differences in the debt structure of township and village debt, and the channel for lending by township governments is more diversified. Due to the continuous weakening of the state support for agriculture and the advancement of the financial system reform, the main body of creditor of rural debt gradually changed from bank to private, the status of negotiation of individuals with abundant capital will gradually increase, the control over community affairs will be expanded day by day, Even lead to oligarchy. This is something we must watch out for