互联网金融是将金融行业和互联网行业实现充分的结合,其涵盖了比较广泛的内容,比如网络支付、网络投资等内容。通过借助互联网,使传统金融行业进入一个新的发展境地。但是,其在带来要一定的活力的同时,也会产生一些不利的因素,比如,金融风险的产生。本文对互联网金融进行了概述,并分析了互联网金融的特殊风险,最后提出了防范的措施。 Internet finance is the financial industry and the Internet industry to achieve full integration, which covers a wide range of content, such as online payment, network investment and so on. Through the use of the Internet, the traditional financial industry has entered a new development situation. However, it brings about certain vitality at the same time, it will also have some adverse factors, such as the generation of financial risks. This article gives an overview of Internet finance, and analyzes the special risks of Internet finance. Finally, it puts forward measures to prevent it.