当前,邮储银行正处于向全功能现代商业银行转型的重要阶段。能否顺利转型,关键在于邮储银行能否在巩固现有农村市场的同时抢占城市金融中的一席之地,形成良好的利润赢利模式,积累商业银行发展经验,充分发挥网络优势,形成 At present, the Postal Savings Bank is in an important stage of transition to a fully functional modern commercial bank. The key to successful transition is whether the Bank can seize a place in urban finance while consolidating the existing rural markets, form a good profit-making profit model, accumulate experience in the development of commercial banks and give full play to its advantages in the network to form