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主要讨论了信用计分对电子商务发展的重要意义,建立了一种基于随机过程的信用计分模型,并用计算机模拟系统进行了初步检验,同时也分析了电子市场交易中信用分值的分布。
This paper mainly discusses the importance of credit scoring for the development of e-commerce, establishes a credit scoring model based on stochastic process, and conducts a preliminary test with a computer simulation system. It also analyzes the distribution of credit scores in electronic market transactions.