近年来,随着我国农村金融的畸形发展和农村剩余劳动力的转移,资金短缺和用工难成为多数养猪户生产经营面临的新难题。了解养猪户的借贷行为和雇工特征,有助于加深对养猪户资金借贷和雇工的差异性、困难性的认识以及相关政策的制定。因此,笔者通过问卷调查,对收集到的辽宁、山东、江西及广东4个养猪大省共284个养殖户的样本数据进行分析。结果表明:有6成的农户有借贷经历,但都是小额贷款,主要向亲朋好友借贷,利率偏高,认为缺乏抵押品是借贷困难的主要原因;养猪户雇佣工人的现象较为普遍,雇佣人数一般在6人以内,雇佣规模较小,以中老年人和初中文化水平的劳动力为主,工资上涨是雇工难的最大原因。为减少养殖户经济行为拓展的各种屏障,笔者提出政策建议。 In recent years, with the abnormal development of rural finance in our country and the transfer of rural surplus labor force, the shortage of funds and employment difficulties have become the new challenges most pig farmers face in their production and operation. Understanding the lending practices and employment characteristics of pig farmers helps to deepen the understanding of the differences and difficulties of piggy loan and employee hog raising and the formulation of relevant policies. Therefore, through questionnaire survey, the author analyzed the sample data of 284 farmer households collected from 4 pig-breeding provinces in Liaoning, Shandong, Jiangxi and Guangdong. The results showed that 60% of farmers had loan experience, but all were small loans, mainly lending to family and friends, with high interest rates. They thought that the lack of collateral was the main reason for lending difficulties. The phenomenon of hiring laborers in pig farmers was relatively common, The number of employees is generally less than 6, the employment is small, mainly in the middle-aged and junior high school education of the labor force, rising wages is the biggest reason for the employment difficulties. In order to reduce the various barriers to expand the economic behavior of farmers, the author put forward policy recommendations.