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最近,人民银行岳阳市中心支行通过对辖内民间融资监测样本(30家企业、2家小额贷款公司、1家担保公司和1家典当行)的定期监测,结合问卷调查和实地走访.对岳阳市民间融资情况进行了调查。结果显示,岳阳民间借贷积极作用明显,风险总体可控。但受宏观政策调控和微观实体经济运行影响,呈现诸多新特点,潜在的银行可能成为民间借货风险的转移地、房地产行业成为民间融资的新聚点、民间借贷中介机构或成为高危区、餐饮娱乐行业或成为民间融资断裂的引爆点、民间融资偏离实体经济空心化等一些新的风
Recently, the Yueyang City Central Branch of the People’s Bank of China conducted regular surveys on samples of privately-funded monitoring of its jurisdiction (30 enterprises, 2 small loan companies, 1 guarantee company and 1 pawnshops), combined with questionnaires and field visits. Yueyang City, private financing conducted a survey. The results show that the positive role of Yueyang private lending significantly, the overall risk control. However, due to the macro-control policies and the micro-economic operation of the economy, there are many new features. Potential banks may become diversion places for private lending risks. The real estate industry has become a new gathering point for private financing. Private lending intermediaries have also become high risk areas. Entertainment industry or become the tipping point of private financing rupture, private financing deviate from the real economy, some of the new wind