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本文从商业银行经营管理的重要内容——财务管理入手,阐述了我国商业银行财务管理水平虽然得到了显著提高,但是商业银行仍然存在财务管理的理念仍然比较落后,财务管理体制滞后,财务管理方法不够先进,财务管理人员的素质和能力有所欠缺等问题。从而提出商业银行必须从理念、体制、方法和人才等几个方面加以改进,提高财务管理水平的观点。
This article starts with the financial management, an important part of the operation and management of commercial banks, and expounds that although the financial management level of commercial banks in our country has been significantly improved, the concept of financial management in commercial banks still lags behind and the financial management system lags behind. The financial management methods Not advanced enough, lack of quality and ability of financial management staff and other issues. Therefore, it is necessary for commercial banks to improve their financial management from the aspects of concept, system, method and talent.