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众筹(crowd funding),顾名思义是大众共同筹集资金或者群众共同筹集资金。互联网众筹是众筹利用互联网这一工具在网络上进行筹集资金,是一种向广大散户群众募集资金从而支持发起的组织或者个人的一种行为。然而国内众筹在发展过程中出现了很多的潜在的风险,如果不能对这些潜在的风险进行识别和控制,那么国内众筹的发展将不会壮大,甚至会因为风险作用的愈加明显而消失在互联网金融的发展浪潮中。
Crowdfunding (crowd funding), as its name implies, is the common crowdfunding of funds or the mass mobilization of funds. Internet Crowdfunding is a crowdfunding campaign that uses the Internet as a tool to raise money on the Internet and is an act that sponsors organizations or individuals that raise funds for the vast numbers of retail investors. However, there are many potential risks in the development of domestic crowdfunding. If these potential risks can not be identified and controlled, then the development of domestic crowdfunding will not grow and will even disappear as the risk effect becomes more apparent. Internet finance in the wave of development.