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近几年来,随着经济水平的不断提高,社会生活的不断变化,现代互联网科技的断发展,使人们将互联网应用于移动支付、云计算、社交网络和搜索引擎等。目前我国的金融管理制度相对落后,落后的金融法规难以有效的规范有效的金融行为。因此,要高度重视整合现行金融法规,补充互联网创新业务中的法律规制,提升金融法法律的层次,构建和谐的互联网金融保护机制,促进我国的互联网金融的健康发展。
In recent years, with the continuous improvement of the economic level and the constant changes of social life, the development of modern Internet technology has made people apply the Internet to mobile payment, cloud computing, social networks and search engines. At present, China’s financial management system is relatively backward, backward financial regulations can not effectively regulate effective financial behavior. Therefore, it is necessary to attach great importance to the integration of existing financial laws and regulations, to supplement legal regulations in Internet innovation business, to enhance the level of laws in financial law, to establish a harmonious Internet financial protection mechanism and to promote the healthy development of Internet finance in China.