山东省小额贷款公司自2008年迅速发展,能有效解决小微企业融资难问题,但山东省小额贷款公司存在数量少、资金实力不强、融资渠道单一、政策支持不足等问题,针对上述问题提出放宽小贷公司准入条件、拓宽融资渠道、加大政府支持力度以及明确评级和监管责任的建议。 The rapid development of micro-loan companies in Shandong Province in 2008 can effectively solve the problem of financing for small and micro enterprises. However, there are a number of small-loan companies in Shandong Province with few funds, weak financial strength, single financing channels and insufficient policy support. The issue raised the proposal to relax the access conditions for small-loan companies, broaden the financing channels, increase government support and clarify the responsibilities for rating and regulation.