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投保人在选择购买投资型保险产品时也要“货比三家”。每年到了七八月份,很多购买了分红险产品的客户会陆续收到保险公司发出的《红利通知书》。这时,不少人会对分红金额格外在意:分红比例是多少?跟银行利率相比是不是亏了?与银行理财产品相比,收益如何?对此,专家建议消费者不要过分“纠结”于保单带来的分红,而要充分认识所购保险的保障功能。
Insured in the purchase of investment-based insurance products have to choose “shop around ”. Every year in July and August, many customers who have purchased bonus products will receive the “Bonus Notification” issued by the insurance company. At this time, many people will be particularly concerned about the amount of dividends: dividend ratio is how much? Compared with the bank interest rate is not a loss? Compared with the bank’s financial products, how? In this regard, experts advise consumers not too much "In the policy of dividends, but to fully understand the protection of purchased insurance functions.