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以物抵债法。对财产比较充足,但经营状况严重滑坡,风险日益增大的借款人,根据银行自身需要及市场情况,采取以财产产权抵偿贷款的方法进行清
Law of things by debt. Borrowers with relatively adequate assets but with a serious landslide in business and with increasing risks are required to carry out the loan-to-property offsetting method based on their own needs and market conditions