随着我国各项扩大内需政策的出台,个人住房信贷作为促进经济增长的有效手段正在广泛开展,以使住房消费成为新的经济增长点和消费热点。同有商业银行如何适应这种要求,深化信贷服务,进一步支持住房消费,已成为金融界和全社会需要着力关注和研究的问题。根据日前对工商银行郑州 With the promulgation of various policies to expand domestic demand in our country, personal housing credit as an effective means of promoting economic growth is being widely implemented to make housing consumption a new economic growth point and consumer hot spot. How commercial banks adapt to such requirements, deepen their credit services, and further support housing consumption have become issues that the financial community and the whole society need to pay close attention to and study. According to ICBC Zhengzhou recently