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在古罗马时代,有一种组织称丧葬互助会,该会的会员主要是军队中的军人,军人要想成为该会的会员就要定期交纳会费,会费做为向在战斗中死亡者及家属支付的丧葬费和抚恤金。这可以看做是人寿保险产生以前的人身保险的准形式。1762年,英国成立了人寿及遗属公平保险社(简称“老公平”),第一次将1693年英国数学家、天文学家埃德孟哈雷编制的世界第一张生命表用于人寿保险费的计算,这说明“老公平”是真正根据保险技术基础设立的保险组织,该社是世界上历史最悠久的人寿保险组织。
In ancient Rome, there was an organization called the Funeral Mutual Aid Association, whose members were mainly military servicemen. If a serviceman wants to become a member of the service, he should pay his dues regularly. The dues are paid to those who died in the fighting and their families Funeral expenses and pensions. This can be seen as the standard form of life insurance before the life insurance. In 1762, the United Kingdom established the Life and Survivor Equity Insurance Agency (“Gladly”). For the first time, the world’s first life table prepared by the British mathematician and astronomer Edmund Haley in 1693 was used for life insurance premiums Calculation, which shows that “the husband is fair” is really based on insurance technology to establish the insurance organization, the club is the world’s oldest life insurance organization.