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近几个月 ,一些城市房地产开始升温 ,甚至出现了“过热”现象 ,这不禁使人们想起90年代初的“全国房地产热” ,当时房地产板块一度成为沪深股市的风向标 ,银行信贷资金则通过各种渠道大量涌入房地产业 ,追逐高额利润。房地产泡沫给国民经济尤其是金融业与房地产业留下了严重的后果 ,银行形成大量不良资产 ,全国商品房空置面积骤增。面对新一轮房地产投资升温 ,我们需要判断 :当前房地产市场是否过热 ?供需状况和结构如何 ?资金来源和构成怎样 ?还需要解决哪些问题 ?如何防范新的房地产信贷风险 ?编辑部愿同广大作者和读者共同关注这些问题。
In recent months, real estate in some cities started to heat up and even appeared “overheated”, reminding people of the “national real estate fever” in the early 1990s. At that time, the real estate sector became the benchmark of the Shanghai and Shenzhen stock markets at one time and the bank credit funds passed A large number of various channels into the real estate industry, chasing high profits. The real estate bubble left serious consequences for the national economy, especially for the financial industry and the real estate industry. Banks formed a large number of non-performing assets and the area of vacant commercial housing in the country surged. In the face of a new round of real estate investment warming, we need to determine: The current real estate market is overheated? Supply and demand conditions and structure? Funding sources and composition? What are the problems to be solved? How to prevent new real estate credit risk? The authors and readers focus on these issues.