在监管注重效率的同时,应该注意建立公平的市场竞争环境,采用市场化的手段解决争端,促进支付创新的全面发展。近几年,随着互联网技术应用普及,传统支付服务模式被打破,互联网和支付彼此嫁接,互联网支付发展迅猛,助推了网络金融和金融产业链纵深热潮,实现了信息技术、金融服务和电子商务的深度融合,加速了我国的经济信息化、现代化。 While supervising efficiency, attention should be paid to establishing a fair market competition environment, adopting market-based measures to resolve disputes and promoting the all-round development of payment innovation. In recent years, with the popularization of Internet technology, the traditional payment service model has been broken, the Internet and payment have been grafted onto each other, the rapid development of internet payment has boosted the deep upsurge of network finance and financial industry chain, and has realized the development of information technology, financial services and electronics The deep integration of business has accelerated China’s economic informationization and modernization.