一、中小企业融资难现状截止2011年底,全国工商登记中小企业超过1100万家,占总企业数目的比例超过99%,实现税金超过1.5万亿元,占规模以上企业税金总额的54.3%,创造了国内60%的GDP,提供了80%以上的城镇就业岗位。所以,中小企业在我国经济发展中占据重要地位,在缓解国内就业压 I. Status of SME Financing Difficulties By the end of 2011, there were over 11 million small and medium-sized industrial and commercial registrations nationwide, accounting for more than 99% of the total number of enterprises and a tax revenue of more than 1.5 trillion yuan, accounting for 54.3% of the total tax amount of enterprises above a designated size. 60% of the country’s GDP, providing more than 80% of urban jobs. Therefore, small and medium-sized enterprises occupy an important position in the economic development of our country and are easing pressure on domestic employment