为加强商业性房地产信贷管理,化解目前房地产市场所存在的一些问题,2007年9月27日中国人民银行和中国银监会联合发布了《关于加强商业性房地产信贷管理的通知》(以下简称为“通知”或“9.27”文件)。“9.27”文件强调发展房地产住房消费是保证国内房地产市场得以真正发展的根本所在。而要落实“9.27”文件,央行及银监会必须对“9.27”文件进一步细化,以强化其可操作性。 In order to strengthen credit management of commercial real estate and resolve some problems existing in the real estate market, on September 27, 2007, the People’s Bank of China and the China Banking Regulatory Commission jointly issued the “Notice on Strengthening Commercial Real Estate Credit Management” (hereinafter referred to as the “ Notice ”or “ 9.27 ”file). “9.27 ” document emphasizes the development of real estate housing consumption is to ensure that the real development of the real estate market in the very root of where. To implement the “9.27” document, the central bank and the CBRC must further refine the “9.27 ” document to enhance its operability.