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尽管中美P2P行业都在经历寒冬,但细细说来,根本原因相差甚远。近来,美国P2P行业步入寒冬。2016年5月9日,美国P2P网贷平台鼻祖Lending Club的联合创始人之一兼首席执行官Renaud Laplanche,因违约出售贷款事件宣布辞职,三天内股价跌去近50%,在美国及全球的P2P行业引起轩然大波。另一家上市P2P网贷平台
Although China and the United States P2P industry are experiencing winter, but the details, the fundamental reason is far from. Recently, the United States P2P industry into winter. On May 9, 2016, Renaud Laplanche, co-founder and chief executive officer of Lending Club, the originator of the US peer-reviewed P2P network platform, announced his resignation due to a breach of contract for the sale of loans. Shares fell nearly 50% in three days in the United States and around the world P2P industry caused an uproar. Another listed P2P network loan platform