论文部分内容阅读
邓小平同志说过:金融很重要,金融一括,全盘皆活。1998年以来,中国人民银行适时运用货币政策工具,刺激国内需求,出台了一系列支持经济发展的措施:如取消贷款限额控制、降低存款准备金比例、两次下调存贷款利率、调增固定资产贷款计划、恢复中央银行债券回购业务、调增国有商业银行存贷比例并发布改进金融服务、支持国民经济发展的指导意见等。这些措施在海南都得到较好的落实。随着这些措施的落实,海南省各家银行贷款进度逐月加快,信贷结构明显改善,使全省经济增长步入稳步回升的轨道。事实已经证明,经济决定金融,而金融又对经济的发展起促进作用。可以说,没有金融界的大力支持,海南经济的发展不可能有这么好的势头。
Comrade Deng Xiaoping said: Finance is very important. Since 1998, the People’s Bank of China has used monetary policy tools to stimulate domestic demand and put in place a series of measures to support economic development. For example, the Bank lifted the loan quota control, reduced the deposit reserve ratio, lowered the deposit and loan interest rates twice and raised fixed assets Loan plans, the resumption of bond repurchase by the central bank, the increase in the loan-to-deposit ratio of state-owned commercial banks, and the issuance of guidance on improving financial services and supporting the development of the national economy. These measures have been well implemented in Hainan. With the implementation of these measures, the loan progress of various banks in Hainan Province accelerated month by month, and the credit structure improved significantly, bringing the province’s economic growth into a steady recovery. Facts have proved that the economy determines the financial sector, which in turn promotes the economic development. It can be said that without the strong support of the financial community, Hainan’s economic development can not have such a good momentum.