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作为缓解我国小微科技企业融资难问题的重要途径,知识产权质押融资正越来越多地受到业界关注。文章剖析了我国知识产权质押融资过程中的潜在风险,从风险防控视角探讨了小微科技企业知识产权质押融资业务的创新设计及其运行理念,有助于缓解小微科技企业融资难问题。
As an important way to alleviate the financing difficulty of small and micro S & T enterprises in our country, intellectual property pledge financing is receiving more and more attention from the industry. This paper analyzes the potential risks in the pledge financing of intellectual property in our country and discusses the innovative design and operation concept of intellectual property pledge financing business in small and micro technology enterprises from the perspective of risk prevention and control and helps to alleviate the financing difficulty of small and micro S & T enterprises.