随着社会发展步伐的逐渐加快,借贷形式也越来越多样,P2P网络借贷模式应运而生。现如今,我国对这种借贷形式尚未建立完善的法律保障体系,一定程度上增加了法律风险。本文对P2P网络借贷进行了简要介绍,分析了该借贷形面临的法律风险及相应的规制措施。 With the gradual acceleration of the pace of social development, loan forms are also more and more diverse, P2P network lending model came into being. Nowadays, our country has not yet established a perfect legal security system for this form of borrowing, which has increased the legal risk to some extent. This article briefly introduces the P2P network lending, analyzes the legal risks and the corresponding regulatory measures that the lender faces.