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该文通过对中小企业融资现状的简单分析,指出中小企业间接融资方式单一、直接融资渠道缺乏、信用体系不健全,缺乏相应的法律、法规保障体系和缺少为中小企业服务的金融机构是我国当前中小企业融资的主要问题,分析原因并从政策体制、直接融资、间接融资等几个角度出发,就如何改善中小企业融资现状、拓宽其融资渠道提出一些建议,来解决我国中小企业融资问题,加快我国中小企业的发展,促进我国国民经济的发展。
Through a simple analysis of the status quo of financing for SMEs, this paper points out that the indirect financing mode of SMEs is single, the direct financing channels are lacking, the credit system is not perfect, the lack of corresponding laws and regulations guarantee system and the lack of financial institutions serving SMEs are the current From the aspects of policy system, direct financing and indirect financing, this paper analyzes the main problems of SME financing and puts forward some suggestions on how to improve the financing status of SMEs and broaden their financing channels so as to solve the financing problem of SMEs in China and speed up The Development of Small and Medium Enterprises in Our Country to Promote the Development of Our National Economy.