中国有句民谚:“吃不穷,穿不穷,算计不到就受穷。”这蕴涵着基本的理财观念。你会赚钱,但不一定会理财,这是一个大问题。从1978年改革开放算起,中国国民经济持续快速增长了27年,GDP、人均收入、储蓄余额均大幅增长。富裕起来的人们开始面对个人购房、负担教育费用、医疗、保险 There is a Chinese proverb in China saying, “It is not too bad to eat poorly and count poorly.” This implies a basic concept of financial management. You will make money, but not necessarily financial management, this is a big problem. Starting from the 1978 reform and opening up, the national economy of China continued to grow at a rapid pace for 27 years, with a sharp increase in GDP, per capita income and savings. Rich people began to face individual purchase, education costs, health care, insurance