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个人住房贷款中抵押物——房屋在处分时存在市场风险和法律风险。通过置换方式处分抵押物 ,可以有效避免诉讼 ,节约时间和费用 ,置换方式处分抵押物解决置换各方的顾虑 ,并通过法律形式将各方的权利义务关系在抵押物委托合同中加以明确。
Mortgages in individual housing loans - There is market risk and legal risk in the disposal of houses. Disposal of the collateral by means of replacement can effectively avoid litigation, save time and expense, dispose of the collateral to replace the concerns of the parties, and clarify the rights and obligations of all parties in the entrusted contract through legal means.