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由于事故双方对交通事故的赔偿标准、理赔和索赔的程序不够清楚,往往需要来回奔波于交警、保险公司、法院之间,信息的不对称也造成了事故的双方当事人因为小事故产生大矛盾。随着越来越多的交通事故的矛盾以案件的形式涌入法院,如何创新交通法庭的运行模式,充分利用“互联网+”的模式,将大量的小事故高效地化解于诉讼之前或诉讼之中更具有重要意义。同安法院交通法庭六年多以来审理各类交通案件,积累了丰富的经验,也遇到了一些困难,为此同安法院积极总结经验,探索创新“互联网+机动车辆保险”的运行模式。
Because of the accident compensation standards, settlement and claims procedures of the two parties are not clear enough, they often need to travel back and forth between the traffic police, insurance companies and courts. The asymmetrical information also causes big contradictions between the parties due to minor accidents. As more and more contradictions of traffic accidents flow into court in the form of cases, how to innovate the operation mode of traffic court and make full use of the mode of “Internet +” to effectively resolve a large number of small incidents into lawsuits or Litigation is more important. Tongan Court Traffic Court for more than six years since the trial of various types of traffic cases, has accumulated rich experience, but also encountered some difficulties, for which the same court actively sum up experience and explore innovative “Internet + motor vehicle insurance” mode of operation.