激励约束机制合理,委托人就能促使代理人尽职工作,否则就会发生逆向选择和道德风险。武汉中山集团案就是典型的例子。银行发放的1500万元贷款眼看打了水漂,突然发现有机会轻松收回其中的1000万,但令人费解的是银行对此不仅无动于衷,而且还拒绝了相关贷款担保公司要求银行采取措施挽回损失的要求。这是为什么? 1 500万呆滞贷款不要了 1997年底,武汉中 Reasonable incentive and restraint mechanisms, the client will be able to urge the agent to work diligently, otherwise there will be adverse selection and moral hazard. Wuhan Zhongshan Group case is a typical example. Bank loan of 15 million yuan wasted at sight, and suddenly found a chance to easily recover one of the 10 million, but it is puzzling that banks are not only indifferent to this, but also rejected the relevant loan guarantee companies require banks to take measures to recover losses Request. This is why? 15 million dull loans do not end of 1997, Wuhan