国际资质理财师王自生认为:“家庭理财就像高手 下棋,最重要的是自己不输。”就是说不要让家庭财产 处于任何危险之下。 他认为家庭资产管理主要有三个层次:流动、配置 和组合。流动主要是货币的币种间流动和国际间流动; 配置指不同种类资产的比例安排,这些资产包括黄金、 Wang Zisheng, an internationally qualified financial planner, said: “Family financial management is like playing chess with a master, and most importantly, you do not lose.” That is to say, do not let your family property be in any danger. He believes that there are three main levels of family asset management: mobility, allocation and portfolio. The movement is mainly the inter-currency movement of currencies and international movement; the allocation refers to the proportion arrangement of different kinds of assets, including gold,