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2000年12月6日,中山大学教师谢某在环市东路味都酒店吃饭时,忽然发现装着4张信用卡的钱包被盗了。于是,谢老师急忙报案,同时他又打电话向各信用卡发卡机构报失,并且都得到确认后,谢老师这才长出一口气。一天后,当他去查询信用卡上的金额时,大吃一惊。资料显示,当天下午2点钟左右,有人用4张卡在迅强公司下属的站前分公司购买了16140元的商品。谢老师认为:迅强公司在接受信用卡消费时,未能忠实履行审查义务,应当承担赔偿责任。于是一纸诉状将迅强公司告上了法庭。法庭审理认为:按银行有关业务操作规定,信用卡、储蓄卡的用户持卡消费时,在签购单上的签名与其信用卡上的签名应相同,特约商户在办理信用卡结算业务时,应严格按照这一
December 6, 2000, Sun Yat-sen University teacher Xiemou in the city of East Road, Meidu Hotel dinner, suddenly found the wallet with four credit cards stolen. So, thank teacher hurriedly reported the case, at the same time he called the credit card issuing agencies reported loss, and have been confirmed, thank teacher this breath. A day later, when he went to check the amount of credit card, surprise. Statistics show that the same day around 2 o’clock in the afternoon, someone with 4 cards Xunqiang company affiliated station front purchased 16,140 yuan of goods. Xie said: Xun strong companies in accepting credit card spending, failed to faithfully fulfill the review obligations, should bear the liability for compensation. So a paper petition Xunqiang company to court. The court held that: According to the relevant operational provisions of the bank, credit card, savings card user card spending, the signature on the purchase order and the credit card signature should be the same, merchants in the handling of credit card settlement business, should be strictly in accordance with this one