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银保新政给人身保险业务带来双重影响一、原有销售模式被打破,业务发展速度受到影响银保新政实施后,原有的驻点销售模式被打破,人身保险公司业务在承受宏观经济政策变化压力的同时,承受了银保新政带来的压力。截至2011年7月底,河北人身保险公司银保业务新单保费同比下降22.63%,受其影响,河北人身保险公司总保费增幅由去年同期20.99%下降到3.12%(旧口径)。目前,银保双方同时面临角色的转变,即销售人员由保险公司银保专
The new policy of banking and insurance brings a double impact on the life insurance business I. The original sales model is broken and the business development speed is affected After the implementation of the new policy of bancassurance, the original sales model of the stagnation point is broken, and the business of the personal insurance company is under macroeconomic policy At the same time of changing pressure, it has undergone the pressure brought by the new ban on banking and insurance. As of the end of July 2011, the new single premium of bank insurance business of Hebei personal insurance company decreased by 22.63% as compared with that of the same period of last year. Affected by this, the growth rate of total premium of Hebei personal insurance company dropped to 3.12% (old caliber) from 20.99% of the same period of previous year. At present, both the bank and insurance companies face the change of roles at the same time, that is, the sales staff are insured by the insurance company