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票据质押,在商事经济交往中,已日益成为消费与生产融资极为重要的手段,为市场经济完善起到了推动作用。《中华人民共和国担保法》及《中华人民共和国票据法》对票据质押作了原则规定,本文拟就票据质押中的几个法律问题作些粗浅探讨。1、支票用于设定质押的问题。对此担保法作了原则规定,即汇票、本票、支票均可用于设定质押。实践中对汇票和本票的设质无争议,然对支票的设质,则有两种意见。反对意见认为,支票与汇票、本票根本不同,汇票、本票有信用功能,支票的价值仅为支付流通,
Pledging instruments has become an extremely important means of financing consumption and production in commercial and economic exchanges and has played a catalytic role in improving the market economy. The Guarantee Law of the People’s Republic of China and the Negotiable Instruments Law of the People’s Republic of China stipulate the pledge of bills. This article intends to discuss some legal issues in the pledge of bills. 1, the check is used to set the issue of pledge. This guarantee law made the principle that the bills of exchange, promissory notes, checks can be used to set the pledge. In practice, there is no dispute over the quality of drafts and promissory notes, but there are two opinions on the quality of checks. The objections that the checks and drafts, promissory notes are fundamentally different, drafts, promissory notes have a credit function, the value of checks is only paid for circulation,