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近年来,我国中小企业发展迅速,并已形成相当规模,在国民经济中发挥着重要作用。随着市场经济体制的不断完善,世界经济一体化的趋势为我国中小企业的发展提供了巨大的商机。但是,中小企业发展过程中的各种矛盾也不断暴露,其中资金紧张、融资困难是制约中小企业发展的主要因素。
In recent years, the SMEs in our country have developed rapidly and have formed a considerable scale and have played an important role in the national economy. With the continuous improvement of the market economy system, the trend of world economic integration has provided tremendous business opportunities for the development of SMEs in our country. However, various contradictions in the development of small and medium-sized enterprises are also continuously exposed. Among them, the shortage of funds and difficulties in financing are the main factors restricting the development of small and medium-sized enterprises.