今天我们的生活变化得比历史上任何时候都快。下面我们报道的是未来将对我们日常生活产生重大影响的三个重要变化。无现金社会现金和纸币几乎将完全消失。取代它们的将是智能卡——存有一定金额的内置微芯片处理器的塑胶卡片。当我们支付所购物品时,零售商将把我们的智能卡插入一个付账终端机中,这时支付的金额就从我们的卡中转移到零售商的卡中。当所有的金 Today our lives are changing faster than at any time in history. Below we report three important changes that will have a major impact on our daily lives in the future. Cash-free social cash and banknotes will almost completely disappear. What will replace them will be smart cards - plastic cards with a certain amount of built-in microchip processors. When we pay for the items we buy, the retailer will insert our smart card into a payment terminal and the amount paid will be transferred from our card to the retailer’s card. When all the gold