关于房贷利息抵税,很多人都认为,这可能被沦为一项“劫贫济富”的政策——劫了穷人的税收,去补贴能买房的富人。其实,这种想法不完全正确,而且还特别幼稚。首先,其所谓的“劫贫”概念就存在问题。通常来说,很多买不起房的人,他们往往收入也较低(收入低于或约等于3500元),因而通常是不怎么缴税的。而买得起房的中等收入人群和富人往往拥有较好的财力,所以他们的收入往往是达到缴税标准的,因此他们往往是缴税的主力。所以房贷利息抵税,并不存在所谓的“劫贫”。 With regard to mortgage interest tax credits, many people think that this may be reduced to a policy of “robbing the rich and the poor” - robbing the poor of the tax revenue and subsidizing the rich who can buy a home. In fact, this idea is not entirely correct, but also particularly naive. First, there is a problem with its so-called concept of “robbing the poor.” In general, many people who can not afford housing often have low incomes (with incomes below or equal to about $ 3,500) and are usually less taxed. While middle-income and wealthy people who afford affordable housing tend to have better financial resources, their income tends to be subject to taxation standards, so they are often the main contributors to tax payments. So mortgage interest tax credit, there is no so-called “robbery ”.