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退休收入替代率分析是用定量的方法,分析一个职工需要多少退休收入来维持他退休前的生活水平。它的计算方法是用一个人在退休后的毛收入,除以他退休前的毛收入。一般来说,总体退休收入目标替代率是小于1的,也就是说退休后需要比退休前少的收入就可以维持同样的生活水准。通常这是由于以下五种因素造成的:1)终止社会保险缴费;2)收入所
Retirement income replacement rate analysis is a quantitative method that analyzes how much retirement income a worker needs to maintain his pre-retirement standard of living. It is calculated by using the gross income of a person after retirement, divided by his gross income before retirement. In general, the overall retirement income target replacement rate is less than 1, which means that the same standard of living can be maintained when retirement requires less income than before retirement. This is usually due to the following five factors: 1) termination of social insurance contributions; 2) income