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伴随着经济的发展,中小企业的发展如雨后春笋,为国民经济发展的贡献也越来越大。资金为企业运转提供保障,是企业发展和抢夺市场的关键因素,但是中小企业因自身发展有限、规模小、处于起步阶段等不利因素让中小企业在市场上融资处于不利地位,因此中小企业加强货币资金管理尤为重要。本文通过对货币资金管理的理论与模式进行梳理与述评,在分析目前中小企业货币资金管理的运行模式的基础上,探讨存在的问题及解析出现问题的原因,最终为中小企业加强货币资金管理在企业自身层面和政府层面建言献策。
With economic development, the development of small and medium-sized enterprises has mushroomed and contributed more to the development of the national economy. Funding for the operation of enterprises is a key factor for enterprises to develop and snatch the market. However, because SMEs are disadvantaged by their unfavorable factors, such as their limited development, small scale and their initial stage, SMEs are disadvantaged in the market financing, so SMEs strengthen the currency Money management is particularly important. Based on the analysis of the current mode of operation of monetary funds management in SMEs, this article explores the existing problems and analyzes the causes of the problems, and finally strengthens the management of monetary funds for SMEs Enterprise self-government level and advice and suggestions.