保险责任在环境侵权中的适用是对传统环境民事责任的突破,是环境侵权责任社会化的有效途径之一。我国环境侵权具有主体不平等性与不可互换性、对象的广泛性与客体多样性、原因行为的价值双重对立性、损害结果的潜伏性和放大性等特征。这些特征决定在我国环境侵权中引入保险责任制度是十分合理和必要的。 The application of insurance liability in environmental infringement is a breakthrough in the civil liability of the traditional environment and is one of the effective ways to socialize environmental tort liability. China’s environmental infringement has the characteristics of the main inequality and non-interchangeability, the extensiveness of the object and the diversity of the object, the double opposition of the value of the cause and action, the latent and magnifying damage of the result. These characteristics determine that it is reasonable and necessary to introduce insurance liability system in environmental infringement in our country.