中国人民保险乌当区支公司因地制宜,在国营乌当奶牛场试办奶牛保险,为其服务,为其“壮胆”,为其分忧,使其投保八年,年年有发展。这八年分为两个阶段:一是试办阶段。1985年至1988年四年共承保奶牛2789头,年均697头(1988年初仅承保该场购进的奶牛144头),共死亡64头,年均16头。保险公司实收保险费6.93万元,赔款3.89万元,赔付率65.2％,经济效益好。二是总结经验阶段。1989年至1992年又承保5531头,年均1383头(比前四年增加一倍),死亡257头,年均64头多。保险公司实收保险费15.54万元(比前四年增加1.25倍),赔款14.57万元。在两个阶段八年共承保奶牛8320头,年均1040头,共死亡321头,年 People’s Insurance Company of China Wudang District, according to local conditions, in the state-run Wudang Dairy Farm dairy cow insurance, for its services, for its “courage,” for its share of worry, to insure for eight years, development every year. These eight years are divided into two stages: First, the pilot phase. From 1985 to 1988, a total of 2,989 dairy cows were insured, with an average annual number of 697 (only 144 cows purchased at the beginning of 1988 were insured), with a total of 64 dead and 16 pigs each year. Insurance companies paid 69,300 yuan insurance premiums, claims 38,900 yuan, 65.2% loss rate, good economic returns. The second is to summarize the experience stage. From 1989 to 1992, 5,531 were underwritten, averaging 1,383 heads each (doubling the previous four years), with 257 deaths and an average of 64 heads each. Insurance companies paid 155,400 yuan premiums (1.25 times increase over the previous four years), claims 145,700 yuan. During the eight phases of the two phases, a total of 8320 cows were insured, with an average annual population of 1040 and a total of 321 deaths a year