自改革开放以来,我国的中小型企业迅速发展。然而当前的经济形形式条件下,中小型企业在发展中遇到了诸多的问题,而融资困难尤其突出,通过分析由于其原因,提出相应的解决方案,有利于我国经济的健康平稳的发展。 Since the reform and opening up, the small and medium-sized enterprises in our country have been developing rapidly. However, under the current economic conditions, SMEs have encountered many problems in their development and the financing difficulties are particularly prominent. By analyzing the reasons for this, they have put forward corresponding solutions that are conducive to the healthy and stable development of China’s economy.