不久前,广州正式试点实施长期护理保险制度。根据《广州市长期护理保险试行办法》(以下简称《办法》),广州职工医保参保人员同时参加长期护理保险,试点阶段优先保障高龄人群,每人每月可报销数千元。很多人对于长期护理保险还觉得陌生。其实,不少人会因为衰老而进入护理依赖状态,还有人会因为疾病、意外等需要别人的长期照料——这种风险不仅发生概率大,而且一旦发生往往给个人、家庭带来巨大压力。 Not long ago, Guangzhou officially piloted the implementation of long-term care insurance system. According to the “Provisional Measures for Long-term Care Insurance in Guangzhou” (hereinafter referred to as the “Measures”), Guangzhou staff and workers participating in Medicare insurance also participate in long-term care insurance, and priority is given to the elderly in the pilot phase. Many people find it strange to long-term care insurance. In fact, many people enter the state of nursing dependency due to aging. Others may need long-term care of others due to diseases and accidents. This risk not only has a high probability of occurrence but also brings tremendous pressure to individuals and families in the event of such occurrence.