农村信用社的村集体贷款，不论现在是处于正常、逾期还是呆滞、呆账状态，其现实的、还是潜在的风险都是相当大的。各级农村信用社及其上级管理部门都要对此有清醒的认识，要有高度的责任感和紧迫感，务必抓住最后的时机，最大限度地收回所有的村集体贷款本息。●深入排查，摸 Village collective loans of rural credit cooperatives, whether they are in the normal, overdue or sluggish, bad debts, their actual or potential risks are considerable. Rural credit cooperatives at all levels and their supervisory departments should have a clear understanding of this and a high degree of sense of responsibility and urgency. They must seize the last chance to maximize the recovery of the principal and interest of all village collective loans. ● In-depth investigation, touch