债权人的财务风险源自于企业经营风险的转移,由于信息不对称,债权人承担了与其收益不匹配的财务风险,因此,债权人对其财务风险的管理关键是将公司的剩余控制权从股东手中转移一部分给债权人,让债权人拥有更多的经营信息,在经营过程中实现股权和债权的共同治理。 Creditor’s financial risk stems from the transfer of business risk. Due to asymmetric information, creditors bear the financial risk that does not match their earnings. Therefore, the key to creditors’ management of their financial risk is to transfer the company’s residual control right from the shareholders Part of the creditors, so that creditors have more business information, in the course of business to achieve common management of equity and claims.