居家过日子,无论是投资买房,还是购买大件商品,难免会有缺钱急需“周转”之时,每当此时,许多人往往手头较紧,而存在银行的定期存单(或债券、国库券)又未到期,怎么办?大多数人可能会想到去银行取未到期的定期储蓄存款,或向亲朋好友暂借,以解燃眉之急。这样,不是因提前支取存单而损失了大量利息,就是欠下一笔人情债。 Home life, whether it is investing in a house, or buy large items, there will inevitably be a shortage of money in urgent need of “turnover”, whenever this time, many people tend to be tight on hand, and there are bank certificates of deposit (or bonds, treasury bills) What should I do? Most people may think of going to the bank to make outstanding fixed-term savings deposits or temporarily lend their money to friends and relatives to meet their urgent needs. In this way, not because of early withdrawal of deposit and loss of a lot of interest, is owed the next human debt.