朋友、亲戚之间的借贷,往往基于信任或碍于情面不会出具借条,但从法院裁判的角度出发,事实必须有证据证明。如果双方发生矛盾,在借款人否认借款的情况下,出借人往往会因为证据不足而得不到法律的保护。生活中常常有口头协议的事情发生,但很多时候会因各种因素导致反悔。就此相关法律专家表示:口头协议也是合同的一种表现形式,只要双方就合同的内容达成一致,合同就成立。但由于是口头的约定,纠纷发生 Friends, relatives, borrowings, often based on trust or because of the situation will not be issued IOUs, but judging from the court point of view, the facts must be evidenced. In the event of a conflict between the two parties, lenders often fail to obtain legal protection because of insufficient evidence when the borrower denies the loan. Things that often have a verbal agreement in your life happen, but in many cases you're going to go back for a variety of reasons. In this regard, relevant legal experts said: Oral agreement is also a manifestation of the contract, as long as both parties agree on the content of the contract, the contract is established. However, due to verbal agreement, disputes have taken place