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国家助学贷款存在的高违约率一直是其发展的瓶颈。本文通过分析我国目前国家助学贷款存在高违约率的原因,提出了防止高违约率的对策研究,并探讨了解决当前国家助学贷款工作所面临的实际问题的工作思路。
The high default rate of the national student loans has always been the bottleneck of its development. Based on the analysis of the current high default rate of student loan in our country, this paper puts forward the countermeasures of preventing high default rate and discusses the working train of thought to solve the practical problems faced by the current national student loan.