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北京庄胜崇光百货首推“个人信用”贷款业务后,仅半年的时间持卡人数就达数千人,持卡消费金额700余万元。庄胜崇光推出的个人信用贷款,让消费者无需抵押、无需首付、无需付利息,即使兜里没有一分钱也可以先将商品搬回家,然后从下个月开始在一年之内,每月按实际消费金额的1/12由银行从指定的账户中扣款。据了解,崇光百货700万元的信贷消费中,70％贷款是用于购买大件耐用消费品的。
Beijing Zhuangsheng Sogo devaluation “personal credit” loan business, only half a year up to thousands of cardholders, card spending amount of more than 700 million. Zhuang Sheng Sogo introduction of personal credit loans, so consumers without mortgage, without down payment, without interest payments, even if there is no penny in his pocket can be the first to move the goods home, and then from next month within a year, A month by the actual amount of 1/12 by the bank debit from the designated account. It is understood that Sogo Department Store 7 million yuan in credit spending, 70% of the loan is for the purchase of large consumer durables.