世界经济正面临金融危机的严峻考验。文章分析了人们关于危机根源的主要观点,提出“发展刚性信仰”最终导致金融危机爆发的新论点。从“投资——消费”的基本关系式出发,文章论述了人类“发展刚性信仰”形成、强化、夭折的必然性,解读了金融危机演化的历史进程,并对树立科学发展观作出思考。 The world economy is facing a severe test of the financial crisis. The article analyzes the main points people have about the root causes of the crisis and puts forward the new argument that “the development of a rigid faith” eventually leads to the outbreak of the financial crisis. Starting from the basic relation of “investment - consumption”, this article discusses the necessity of forming, strengthening and aborting human being’s “development of rigid faith”, explains the historical process of the evolution of the financial crisis and makes a Thinking.