认定与鉴别保险行为是保险主管部门的重要职责，是保险市场监督的重要内容。被认定属于保险行为，或者说是在经营保险业务，其法律后果可能是因违法而被查处并取缔，可能被纳入到保险行业管理体系中来，依照相应规定而依章纳税。由此可见，鉴别保险行为是一项重要的政府管理行 Identification and identification of insurance is an important responsibility of insurance authorities, is an important part of the supervision of the insurance market. Is considered to belong to the insurance business, or is operating the insurance business, the legal consequences may be investigated and banned because of illegal activities, may be incorporated into the insurance industry management system, according to the relevant provisions of the tax. This shows that the identification of insurance is an important government management